What Is a Payment Gateway?

As the growth of e-commerce, people start to get used to term of payment gateway. This is important term in the whole process of e-commerce, especially related to payment process and procedure. Of course, it is important to understand this term well. Although you may not be the one who often use services of e-commerce, it is still important information to know. There can be possibilities where this term may develop and it can have wider ranges or no longer limited only to the process in e-commerce transaction.

Definition and Important Information about Payment Gateway

Simply, payment gateway can be understood as services provided by the e-commerce company to process transaction. Specifically, this is to process payment by using credit cards to pay things bought in online store. This gateway will transfer certain information needed in the payment process. The information will be transferred into certain portals where there are sellers or providers of e-commerce and authority of bank involving there. In this case, there are some important tasks done by the gateway in transaction process and these are some of them.

1. Encryption
As what is the concept of encrypting, this process works when users or buyers access the website. Then, the website will encrypt the data and these will be sent to the provider or vendors of certain e-commerce. In this encryption task, gateway will send data of transaction, so it will be processed to the step of payment.

2. Authorization request
In the task of encryption, data transfer involves vendors of e-commerce. In the authorization, data of transaction will be sent to bank issuing the credit cards. Based on the data, the bank will decide whether they are going to approve or deny the request.

3. Processing the order
After certain data are sent to vendors as well as the bank and get the response, the gateway will process the payment. Since there has been decision from issuing bank, transaction can be proceeding and merchants can follow up the order. These may look like complicated process, but these only takes few minutes.

4. Transaction
After those things are proceed by merchants, gateway will clear the transaction. Of course, this process will only work when merchants have finished and completed their jobs in dealing with orders, such as shipping the things ordered by buyers.

These are some basic information and process of payment gateway. In this case, it is clear that the gateway makes transaction easier. It is not just to shorten the transaction process, but it also involves process of verification and authorization. These two processes are important and these cannot just be ignored. Of course, there are also many parties involved in payment process by using gateway. All of them needed in the transactions get the necessary information, so there can be fast and clear authorization to follow up the order. Although these descriptions may sound simple and fast, actually it happens because there have been established systems and technology. Without these systems, payment gateway may not run smoothly.

Low Price vs High Price in Web Hosting

Like other services, web hosting service has a price, and like other selling items, the prices offered to vary. The definition of the website itself is only a place of information in cyberspace and does not have a physical form as if affecting the sale value as well. So, many people prefer web hosting at a low price than the one with a “reasonable” price and more features or security. This time, we will explore more deeply about the world of web hosting, especially about the features, prices offered, and why expensive web hosting is even better than those that have cheap prices.

Web Hosting Price at Stake

Before getting into the price problem, it is good to first write about the sale value of a website. If you are not a website developer or owner, you might only see the selling value of website in terms of design and content, but it turns out to be far more than that.

For those who want to create and manage websites professionally, in addition to the appearance of the user interface and content, you also need to pay attention to the speed of access, user experience, domain name, search engine ranks, and more. Some of those might not be expensive, but if you put them together, it can create a rather big dent on your wallet.

Here are some distinct differences in features between low price and high price websites that you need to know.

1. Performance speed
When talking about websites, you will definitely gaining concern about the speed of access, and that sector is often played by either high price or low price websites. High-quality web hosting will certainly provide significant website access to its customers. Meanwhile, low-priced websites will have a long loading time; some cheap server may even crash at certain times of the day. If you want your website to have high traffic, you will definitely use high price web hosting for the quality itself.

2. Security issue
Although SSL certificate is quite cheap, certain company web hosting might not get the memo. Many of them did not want to change their security protocol to be safer, so they tend to expose their customer data to a bigger threat. Security is arguably an emergency cost, but who knows someday there is a big danger that threatens your website; you will better come prepared.

3. Reliable features
The features offered by each web hosting are diverse, but the way they offer these features can be a reference to their price. Web hosting with good qualifications will provide the best features, such as import/export features or code-testing abilities. Meanwhile, bad web hosting will even trap you to pay for the sake of first-grade features.
Whether or not a web hosting is cheap, it is a personal preference. It is only an overview of what you get from both types of web hosting. But just to be sure, you should give it the best quality for this kind of choice.

The Importance of Choosing Name for Domain Name

Domain name is an important aspect of business. It is way more than a technical shortcut for the business’ website. A good domain name that can be easily remembered usually enhances the growth of the business. When the domain name of website is also short and unique, the website is going to be prevented from getting lost in the massive cyberspace out there. Below is the further explanation of the importance for choosing the right domain name for your business’ website.

Why Domain Name is Essential for Your Business?

In fact, there are numerous benefits which surely exist when it comes to getting a high-quality domain name for business website, so your business brand is going to look more professional. Besides, a website with premium domain name usually gets better traffic and the higher ranking on search engine. Surely, the domain name can be considered to be a great asset for your business in the near future. Here are the other reasons why domain name is important for this matter. Let’s check them out.

1. Giving High Visibility
When the website is using high-value domain name, it will be easier to remember. Such name is usually short and descriptive. This is why it is easier to remember. Give a great domain name for your business’ website will bring the high visibility for people to visit your website. This way, numerous people will be familiar to your business and give you more potential customers and clients. Eventually, this premium domain name is going to bring huge profit for the business.

2. Improving the Credibility of the Business
As we know, a business with premium domain name is usually acknowledged better. The business will have better reputation and known as a well-established and legitimate business. The credibility of your business will surely improve and people can trust your business more easily, thus keep enhancing your business’ professionalism and profits in the future. You do not have to worry about the potential customers questioning reputation of your business when you have a high-quality domain name for website.

3. Getting More Traffic
In addition, premium domain name is usually receiving higher traffic. When people are searching for your business and you get premium domain name that use the name of business, the search engine will show your website on the top list. When the traffic is great, the ranking of your website on the search engine is going to be higher as well. It will always be on first page. In this case, your potential customers will not find it hard to get an access to your business and your website’s traffic is also going to be great.
Well, it is not quite clear that your business can acquire great benefits from using a high-quality domain name. Therefore, you should really consider wisely about the name that you pick for the website. Remember this: do not take the naming process for granted because the name will eventually be a part of your business’ success.

Do We Need Static IP?

Have you ever heard this term before? This static Internet Protocol is a fixed number determined to a certain computer by Internet Service Provider. This kind of IP address is different to DHCP (Dynamic Host Configuration Protocol) IP address which can be changed easily. The static IP address can be connected almost through any kind of devices, like desktops, laptops, routers, and phone tablets.

Some Reasons That Make Static IP is a Necessity

Well, as we know, this thing becomes the hottest trend on most businesses because they want to make a clear and definitive way for clients to access their server.

1. Stabile, Clear-Cut Identity for The Clients
With static IP Address, you can have a specific server to make it faster and easier for clients or potential clients to access your services. By using this IP Address, you will have you own domain name which will be appeared on the search engines or clients’ browser when they type it.

Moreover, static IP address gives the best endorsement way for your company. With an optimum name resolution through the wide area networks (WANs), it ensures the device that’s connected to be reachable by its predetermined host name. It is also easier for the geo-location to detect and give more accurate location by using static IP Address. You can also have your own private SSL Certificate. Another advantage of using this is that they reduce the risk of conflicting IP Address. If you are using DHCP or dynamic IP address, some addresses may be already used statically elsewhere.

2. Easily Connect & Faster Downloading
In addition, this IP Address provides a faster and easier way in terms of connecting to internet and its process of downloading. The refresh time while using the usual dynamic IP Address potentially directs to the servers’ downtime. This case will not be happening if you are using static IP address. Your business sometimes needs to accept large number of files, and this IP Address is suitable for you as it supports the File Transfer Protocol well. Clients can have a trusted way to access your server. You don’t have to worry even if the DNS server is aborted, because the static address support a way where the computers is connected directly, so the files will still be accessible. Those advantages lead you to another advantage as it means you have doubtless backups. It also serves you with more flexible manner in accessing the internet. The static address can still be easily reached even in some remote areas worldwide.

3. Handy Maintenance
Static IP Address might be the best solution for your business rather than the dynamic one since it is easier and simpler to establish, in terms of handling. The networks administrators can conveniently track the Internet traffic and determine some access to particular users using IP address identification.

With many advantages as mentioned before, now you might realize the importance of having static IP address for running your on-going business in a smoother way.